What is the Best Way to Avoid Overloading Your Boat?

As you get ready for a day out on the water, you want to ensure that boat safety and essentials are your number one priority. While food, fun, and sun are certainly important, you really can’t enjoy any of these things if you have an emergency out on the water. In fact, one common issue that comes up for many boaters is an overloaded boat. All boats have a certain weight capacity they can handle, and if you exceed that capacity it can spell out disaster for you, your passengers, and the boat itself. Even if there are items you absolutely need to have on board, it is necessary to find a way to avoid overloading your boat first and foremost. So, what is the best way to avoid overloading your boat? The following tips, suggestions, and steps should help you out.


How to Identify Your Boat’s Weight Capacity: First Steps

To know how much weight your boat can handle at a time, you have to refer to the capacity plate. This is an important first step to take in order to avoid overloading your boat. Like a capacity sign in a restaurant, theater, or other area, the capacity plate on your vessel is there to keep you safe and ensure you have useful, important information on hand where you can see it at all times.


On most all vessels, the capacity plate is located near the operator’s position or else on the transom of the boat. According to the United States Coast Guard and Federal Law, all single-hull boats less than 20 feet long must have a capacity plate. Further, under the Boat Safety Act of 1971, boats that are less than 20 feet must be powered with an inboard, outboard, or stern drive engine manufactured AFTER November 1, 1972.


The capacity plate will tell you both the maximum weight capacity and maximum number of people the boat can carry safely in good weather. It is important to note that this data must be adhered to at all times -- you should never exceed the listed weight capacity or the maximum number of people on a vessel. In fact, the number of seats on a boat is no indication of how many people it can or should actually carry. Overall, the maximum weight listed is actually a combination of passengers, motors, and gears, so it won’t do to split hairs over how the weight is distributed. Bottom line: always read and follow the capacity plate.  


Also check your boat owner’s manual as well as the manufacturer’s warning decals for other pertinent information regarding boat safety. These decals and the manual will also point out the maximum weight capacity and number of people your boat can safely carry and accommodate. The capacity recommendations are there for a reason, so never exceed them for optimal safety.




In addition to these laws, the National Marine Manufacturers Association (NMMA) requires that all boats less than 26 feet in length have capacity plates that qualifies for NMMA certification.


Tips to Keep From Overloading Your Boat

So now that you know where to find the maximum weight and passenger capacity information of your boat, how can you keep overloading it? General boating includes a lot of miscellaneous items, and these can add to the weight of the whole vessel. While most laws simply say, “don’t exceed the listed capacity,” it may not always feel like such an easy direction to follow. How do you know how much weight you boat is actually carrying? Does passenger capacity include young children or infants? Of course, these are excellent questions, but there are a few things to remember to play it safe:

  • Overloading your vessel with more passengers than directed can lower its ability to carry everyone safely. Even if you have a young child or infant aboard, you need to ensure that the number of people on your boat is less than or exactly the amount listed on the capacity plate. This simply means that if you are planning a small party or get-together on your boat that you invite a little less than what the capacity plate indicates. This way you can have everyone together without worry of capsizing or straining the engine.

  • Never operate a boat equipped with a motor that can be overpowered by the boat’s ability to be operated safely. This means that if overloading the boat with cargo or carrying too many passengers can stress the motor, you should avoid doing so at all costs. Not only is it dangerous for you and your passengers, but it can cause the motor to overheat and cause a fire, be killed, or cut out irreparably. Things to think about for safe operation of your vessel include the type of boat it is, it’s construction, your boating activity (how much is it used? How far out do you go?), and the weather. To avoid this, make sure that you carry light loads on long voyages and always adhere to the weight capacity standards on the capacity plate.


  • When carrying a heavy load (but one that adheres to the capacity restrictions), be sure to load the heaviest cargo low in the boat and towards the center. This helps with weight distribution and can make things safer in the water. If you can manage it, secure the cargo so that it won’t slide around as the vessel moves in the water. This could throw off weight distribution and cause minor problems on your voyage. When the cargo is secure, it keeps the boat steady and makes everything smooth on the water.


In addition to violating law and boat safety requirements, you could be in danger of a fine or worse by an enforcement office. It is not hard to tell when a boat is overloaded, and if an enforcement officer recognizes your vessel is overpowered and carrying more passengers than is safe, they will call out the hazardous conditions. The officer will likely direct the operator of the vessel back to the shore and the vessel from going back out on the water until the vessel complies with Federal law.


Other Things to Consider


Now that you know how to avoid overloading your boat, there are a few more things to consider to ensure every voyage on the water is fun and safe. There has been some talk of weight regulations directly related to passengers and their weight and how Federal Law may handle these concerns. Read up on these concerns in order to best cater to your passengers as well as take care of your boat and its engine. 


When bringing gear aboard, don’t cut corners with the type of gear to compensate for the weight capacity marker. Proper boating gear is important for safety on the water, so you don’t want to go looking for the cheapest items or even used items. The main thing to remember is that maximum weight capacity considers people and gear, so you have to find a way to work with both. The easiest solution is to never bring too many passengers on board, to never go out to far, and to never run down the engine by prolonged use in a single day.


Overall, overloading your boat is fairly easy to avoid. You just have to plan ahead, keep the capacity plate in mind at all times, and act accordingly. If you’re looking to carry more people or more weight, you may want to invest in a larger vessel or similar option for longer voyages and prolonged use.


We hope this guide will help extend the life of your boat’s engine, make for more fun and safe adventures on the water, and give you peace of mind when enjoying boating fun with your friends and family, whether it be fishing, a party, or a relaxing sail.